Shiju Rajappan is the founder of Total Assurance and has been providing trusted financial advice since 2013. With over a decade of experience in the financial services industry, Shiju specialises in both insurance and mortgage advice, helping individuals, families, and businesses secure their financial future with confidence.

He holds a Graduate Diploma in Business Studies and a New Zealand Certificate in Financial Services (Level 5), reflecting his strong technical knowledge and commitment to professional excellence.

Shiju began his career as an insurance adviser in 2013 and expanded his expertise in 2017 to include mortgage advisory services. Since then, he has been dedicated to delivering tailored financial solutions that meet his clients’ unique needs and goals.

Known for his clear communication, integrity, and client-focused approach, Shiju has built long-lasting relationships based on trust and results. Over the past five years, he has grown a loyal client base through consistent service, sound advice, and a genuine passion for helping people protect what matters most.

Outside of work, Shiju values strong community connections and finds quality time to spend with his loving family. He believes that maintaining a healthy work-life balance helps him stay grounded and continue delivering the best outcomes for his clients.