Life is full of unexpected twists—illness, injury, redundancy. While we aim for the best, having a backup plan isn’t just smart—it’s essential. That’s where Income Protection Insurance steps in, offering peace of mind when you need it most.
What Is Income Protection Insurance?
This type of insurance replaces a portion of your income if you’re unable to work due to illness or injury. It helps you continue paying day-to-day expenses—mortgage, groceries, bills—without draining your savings.
3 Key Benefits
1. Maintain Financial Stability
Lost income doesn’t have to derail your life. Income protection ensures you cover regular costs and stay on track financially .
2. Gain Peace of Mind
Knowing you have a safety net can ease stress and emotional strain during recovery.
3. Stay on Course with Life Goals
Whether it’s saving for education, retirement, or a new home, your plans don’t need to be paused. This insurance keeps goals moving forward.
Types of Coverage You Can Get with Total Assurance
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Life & Trauma Insurance – A lump sum for critical illness or serious health events
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Income Protection – Regular payments to cover living costs
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Mortgage Repayment Insurance – Keeps your mortgage paid even if you can’t work
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Total & Permanent Disability (TPD) – Financial buffer if you’re no longer able to work.
Why Total Assurance Is the Right Choice
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Tailored advice – We match your coverage to your individual needs.
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Access to top providers – We compare options across multiple insurers to find the best fit and value.
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Claim support when it counts – From paperwork to follow‑up, we’re with you every step.
Choose Confidence—Not Chance
As costs rise, having reliable protection can make all the difference. Whether you’re in Hamilton or further afield, it’s wise to invest a little today to avoid paying a lot tomorrow.
Ready to secure your future?
Chat with our Total Assurance advisers today—no cost, no obligation. We’ll help you tailor coverage that fits your budget, lifestyle, and peace of mind goals. Email us at info@totalassurance.co.nz or call +64 22 6341 030.
Your wellbeing—and your future—are worth it.