New Team Page - Total Assurance

Meet the People
Behind
Total Assurance

At Total Assurance, our team is here to make insurance, mortgage and financial advise simple, clear, and stress-free. We work closely with every client to understand their needs and guide them with honest, practical advice.

Expert Mortgage & Insurance Advice

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MEET OUR TEAM

Experienced. Trusted. Here for You.

Shiju Rajappan

CEO & Financial Adviser

Shiju Rajappan is the founder of Total Assurance and has been providing trusted financial advice since 2013.

Shiju Rajappan

CEO & Financial Adviser

Shiju Rajappan is the founder of Total Assurance and has been providing trusted financial advice since 2013. With over a decade of experience in the financial services industry, Shiju specialises in both insurance and mortgage advice, helping individuals, families, and businesses secure their financial future with confidence. He holds a Graduate Diploma in Business Studies and a New Zealand Certificate in Financial Services (Level 5), reflecting his strong technical knowledge and commitment to professional excellence.

Phone:+64 226 341 030
Email:shiju@totalassurance.co.nz

Joymon Thomas

Financial Adviser

Joymon Thomas is a Financial Adviser with over 15 years of experience in the banking and financial services industry

Joymon Thomas

Financial Adviser

Joymon Thomas is a Financial Adviser with over 15 years of experience in the banking and financial services industry across India, the UAE, and New Zealand. He holds a Master’s degree in Business Administration, specializing in Finance and Marketing.
Throughout his career, Joymon has been passionate about helping clients achieve financial stability and long-term success. He believes in building strong, trusting relationships through transparency and honesty. His approach is centered on understanding each client’s unique needs and providing tailored financial advice to support their overall well-being.

Email:joymon@totalassurance.co.nz

Ajay K Joseph

Financial Adviser

Ajay K Joseph is a qualified and client-focused Mortgage Adviser with extensive experience in banking, finance, and etc..

Ajay K Joseph

Financial Adviser

Ajay K Joseph is a qualified and client-focused Mortgage Adviser with extensive experience in banking, finance, and customer relations. He holds a NZ Level 5 Certificate in Financial Services (Residential Property Lending), a Postgraduate Diploma in Banking and Financial Services, and a bachelor's degree in engineering. With over seven years of experience in banking operations and lending, Ajay has developed a strong understanding of financial products, credit assessment, loan structuring, and client advisory services. His career reflects a consistent passion for helping individuals and families make confident decisions toward home ownership.

Email:ajay@totalassurance.co.nz

Jithin Madhavan

Financial Adviser

I’m Jithin Madhavan , Financial Adviser (Insurance) with Total Assurance Ltd. I specialise in life, trauma, income, mortgage etc..

Jithin Madhavan

Financial Adviser

I’m Jithin Madhavan , Financial Adviser (Insurance) with Total Assurance Ltd. I specialise in life, trauma, income, mortgage and health insurance, helping individuals and families protect what matters most with clear, practical advice. My journey into financial advice was inspired by Shiju Rajappan, a long-time mentor and role model who showed me the true purpose of this profession — integrity, service, and genuinely looking after people. That’s the standard I bring to every client conversation.

Email:jithin@totalassurance.co.nz

Meet the People Behind Total Assurance

Expert Mortgage & Insurance Advice

MEET OUR TEAM

Experienced. Trusted. Here for You.

Shiju Rajappan

Joymon Thomas

Ajay K Joseph

Jithin Madhavan

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Meet the People
Behind
Total Assurance